On April 16th I posted a comment about in one of Bonddad's great daily economic diaries titled
"Here's My Economic Outlook"
In two weeks or less we will be out of food, three months behind on our house payment, tow months behind on the car payment, on a payment plan with the electric company and behind on all other bills.
Well, that came came to pass last week.
I paid the car payment, bought some groceries, and well, just because I have three kids and I am an irresponsible loser, I went negative in the bank to the tune of several hundred dollars. 250 dollars are in overdraft fees.
In short, it really really sucks
I have called all of my family members, talked to my manager at work, and I am pulling three weeks of "After-Hours On-Call" to make some extra cash. Somehow my kids are getting fed.
On a side note, I would like to give big FUCK YOU! to Wells Fargo for not cashing the check that my manager gave me because my account was negative. I would like to let Wells Fargo know now that I will be shutting down my account and finding a local bank in the NYC area to do business with. Not that Wells Fargo gives a shit, but really, fuck them. My kids have NO FUCKING FOOD TO EAT, and that teller at Wells Fargo tells me "We can't cash this if you are negative in the bank." I tell her it is for my children to eat on and she just gives me that "You fucking loser" look and tells me she can't help.
WELLS FARGO CAN FUCK OFF
You have no idea how embarrassing it is when your manager gets a call from Ace Cash Express...
But I digress...
There is some really really big news I have to get out:
I am relocating to the New York area in 8 days.
I have taken a position within my company at a regional office up there. While the pay isn't spectacular, there is overtime and and opportunities that I don't have in Austin.
As far as my house, well, I will be putting it on the market and I am talking to (suprise suprise!) Wells Fargo Home Mortgage on a daily basis to avoid forclosure. I am looking at a break-even or take a small loss at closing situation. I am working like mad to make my house shine for when I put it on the market. It is alot of work, but hopefully it will be worth it.
I would just like to say here:
Never buy the nicest house in a crappy neighborhood.
I will be getting enough of a bump from the On-Call work to make up for the negative balance, which will help get me up to the northeast.
Two of my children will be going to stay with grandparents for the summer, and the yongest will stay in Austin with my wife while we sell the house. In the meantime I am lining up places to stay in the New York area while I save money to move the family up there by mid-to-end-summer.
I am looking at moving to New Jersey/Rockland County. I will be headquartered out of Edgewater, so living in the boroughs will cost too much getting across the Hudson every day. There is also Rockland county up in New York state. That area is beautiful, and it seems like I could move into a multi-family unit for a reasonable rent.
At any rate, this is a big change, and at this point a totally neccessary one. If I had not gotten this offer then I would have been facing certain forclosure by mid-summer with very few options.
I am not really sure why I am posting this, I just feel that it is important for historical reason to chronicle what the average mom and dad are going through right now, given the 300 billion dollars we have given to Iraqi-burton.
Thanks for reading, and if anyone wants any future updates, just post a comment saying so.
I will close with the lyrics of a song I have written. Those living in the New York area can go hear me sing it at the open mic at the Satellite Bar on Wed. nights.
The Greatest Generation
During The Great Depression
People were starving in the Boroughs of New York
During the Great Depression
Food rotted on the farm fields of Indiana
A few years more and we fought a terrible war
After that why would anyone kill anymore?
An entire generation of men were plowed into earth
Millions gave up thier lives and what was that worth?
Because by
The Reagan Administration
Indiana was raising nuclear arms
Tell me - I guess god only knows -
How we went from grain to nuclear silos?
I can't believe this
I can't believe this at all.
We are headed
for nothing at all.
Sixty years later we still pay our interest
On our principals whcih we stood in that terrible war
Every day we struggle to raise our families
Tell me again - what is it that we are working towards?
Today my truck ran out of gas
I could't make the money I had to make to make the food last
Then I read about 300 billion spent on Iraq
And my grandchildren's children will carry the burden on thier backs
It breaks my heart and I feel like a rat
When I pay with foodstamps and you're looking at me just like that.
Because this life isn't for a lack of trying
As we live our children are slowly dying
And this love isn't for a lack of crying
my tears are rage and all the leaders are lying
I don't believe this.
I don't believe this at all.
We are headed
For nothing at all.